Consultations

Advice shaped around the decision you are making

Each engagement is a defined piece of work with a written outcome. We do not sell monthly “access” to an adviser dashboard — you commission a consultation, receive recommendations, and decide what to implement.

Two people in discussion over printed financial notes
Desk with financial documents, calculator, and notebook ready for a planning session

Flagship consultation

Comprehensive Financial Planning Consultation

A structured advisory engagement that maps your pensions, savings, protection, and tax-year decisions into a written plan you can act on with confidence.

From £1,450 for a single-household plan; couples or complex pension histories quoted after the discovery call

Full scope & process
Person reviewing pension paperwork beside a cup of tea

Pension Review Session

A focused review of existing workplace and personal pensions to clarify charges, investment choices, and whether consolidation would genuinely help.

From £650 for up to three pots; additional schemes quoted separately

Full scope & process
Family home exterior representing mortgage and household protection needs

Protection Needs Assessment

An assessment of life cover, income protection, and critical illness needs tied to mortgage debt, dependants, and how long your household could manage without your salary.

From £395 for a household assessment; arrangement fees discussed if you ask us to place cover

Full scope & process
Notebook with retirement planning notes and charts on a wooden table

Pre-Retirement Cashflow Workshop

A workshop-style session for those within five to ten years of leaving work, stress-testing spending plans against pension drawdown, state pension timing, and part-time income.

£980 for an individual; £1,250 for a couple sharing one workshop

Full scope & process

Unsure which consultation fits?

Describe the trigger — a leaving date, a stack of pension statements, a new mortgage — and we will point you toward the right engagement or say honestly if you only need a short clarification call.

Request guidance on next steps